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Michael Sprague & Associates
Insuring Owings & All of Maryland

Michael Sprague & Associates Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Owings and All of Maryland

Owings Insurance Agent

Michael Sprague & Associates is an independent insurance agency located in Owings, Maryland. Mike Sprague, the Principal Agent, started the agency in 1998. Our agency offers a number of great insurance products, including Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance, and has received multiple achievement awards.

Our primary focus is on customer service! We are not a big agency, but we pride ourselves on personal service. We are extremely proud to represent Erie Insurance Company. ERIE has an excellent product with prices and service to match! Please contact us today for a free quote.

Recent News & Updates

What Is a Lienholder?

Posted: November 15, 2024

If you've recently purchased a car and are wondering why you haven't received the title yet, you're not alone. For many first-time car buyers, this can be a bit of a surprise, but in many states, the buyer does not receive the title until the auto loan is paid off. Until then, the title is often held by an entity known as a “lienholder.” A...

Is Your New Car Covered Under Your Auto Insurance Policy?

Posted: November 8, 2024

You’ve been patiently searching for the perfect new car. You just signed your name on that last piece of endless paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you take in that new car smell, a thought suddenly crosses your mind: Do I have insurance? Good news: If you’re an Erie Insurance customer (listed as the named insured),...

6 Ways To Maximize Your Electric Car Battery Performance in Cold Temperatures

Posted: November 4, 2024

No one wants to be stranded in a car in the winter. At best, you could be cold and late as you wait for a tow or a ride; at worst, you are in danger of experiencing freezing temperatures or becoming involved in an accident. If you drive an electric vehicle (EV), it’s even more important to be prepared for winter weather because all EV...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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